Quick Answer: What’S The Difference Between Amazon Store Card And Rewards Card?

Does applying for Amazon card hurt credit?

However, applying for a credit card, whether or not you are approved, does impact your score temporarily.

These inquiries stay on your credit report for two years, although it is reported that the inquiries only affect your FICO credit score for one year..

What credit score do you need for a amazon card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be.

Is the Amazon store card a credit card?

The Amazon.com Store Card is issued by Synchrony Bank, and offers special financing plans for large Amazon purchases. … As a retail store credit card, the Amazon card will be relatively easy to qualify for, compared to general-use reward credit cards.

Can I withdraw cash from my Amazon credit card?

You can get an Amazon Credit Card cash advance at any ATM. To initiate the cash advance, insert the card in the ATM, enter your PIN (or call 888-247-4080 in you don’t have one) and withdraw cash up to your available limit.

Which Amazon credit card is better?

The Amazon Prime Rewards Visa Signature Card is the best credit card for Amazon purchases. It has No Annual Fee (other than the $119 Amazon Prime subscription). It also offers a significant 5% cash back on purchases at Amazon.com and Whole Foods.

What credit company does Amazon use?

Synchrony BankThe Amazon branded cards are issued by Synchrony Bank, a division of GE Capital. Synchrony Bank pulls almost exclusively from TransUnion. They do report payment history to all 3 of the major credit reporting agencies.

Is Amazon Rewards card free?

Yes, the Amazon Prime Rewards Visa Signature Card is technically free to own, but one of the caveats is that you have to be an Amazon Prime subscriber to qualify. In 2018, Amazon increased the price of a Prime membership from $99 a year to $119.

What is the difference between Amazon store card and credit card?

Another important difference is that you don’t have to be an Amazon Prime member to apply. And like its store card counterpart, the Amazon.com credit card doesn’t charge an annual fee, either. Better yet, you can use the Amazon credit card anywhere Visa is accepted – and not just at Amazon.com.

Which Amazon card is easiest?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

What bank is Amazon credit card?

Synchrony BankThe Amazon.com Store Card and the Amazon Prime Store Card are issued by Synchrony Bank. If you have questions about the Amazon.com Store Card or the Amazon Prime Store Card, call 1-866-634-8379, available 24 hours a day.

Are Amazon credit cards hard to get?

You need only “fair” credit to get approved, and you can check your credit score for free on WalletHub to see if you’ll qualify. No annual fee (besides Prime dues). Whether you plan to use the Amazon.com Store Card for earning rewards or improving your credit score, not having to pay an annual fee is definitely a plus.

Can I use my Amazon credit card anywhere?

The Amazon Credit Card can be used anywhere Visa is accepted, which is virtually anywhere domestically and in over 150 countries around the world. The Amazon Store Card can only be used to make purchases on Amazon.com and through select “Pay with Amazon” merchants.

Who accepts Amazon Prime store card?

The Amazon Store Card and Amazon Credit Builder can be used on most purchases on Amazon.com, Audible.com and with select Pay With Amazon merchants with the exception of a few items and services.

How does the Amazon credit card work?

The Card. If you do a lot of shopping at Amazon and you’re in the market for a rewards card, this card has some attractive perks. You earn a 3% rebate for all Amazon.com and Whole Foods Market purchases; 2% at gas stations, restaurants, and drugstores; and 1% on all other purchases.

Is the Amazon Rewards Card worth it?

The card that will best suit most consumers is the Amazon Prime Rewards Visa Signature Card. Its main appeal is its offer of 5 percent back on Amazon and Whole Foods purchases, but it tacks on a whole lot more. The only drawback is that it’s exclusive to Prime members, who must pay $119 per year for membership.