Does my realtor need to be present at closing?
You and the seller agree on the closing officer as part of the original offer on the home.
In addition to the closing agent, you may also have your real estate agent or an attorney present, especially if it’s your first home.
In a few states, an attorney must be present at closing.
Who attends the closing on a house?
Depending on where you live, those at your closing appointment might include you (the buyer), the seller, the escrow/closing agent, the attorney (who might also be the closing agent), a title company representative, the mortgage lender, and the real estate agents.
What should you not do before closing on a house?
Here are 10 things you should avoid doing before closing your mortgage loan.
- Buy a big-ticket item: a car, a boat, an expensive piece of furniture.
- Quit or switch your job.
- Open or close any lines of credit.
- Pay bills late.
- Ignore questions from your lender or broker.
- Let someone run a credit check on you.
What needs to be done before closing on a house?
You will need to bring a cashier’s check with you on closing day. In most cases, the check will be made out to the title or escrow company who is managing the process. The check should cover the exact amount of your closing costs. A few days before your closing date, you should receive a HUD-1 Settlement Statement.